Uninsured/Underinsured Drivers

Getting Compensation When The Other Driver Lacks Insurance

Colorado law requires all motorists to carry automobile insurance in case of a serious accident. But not all drivers follow the law. If you have been injured in a car accident with an uninsured (UM) or underinsured motorist (UIM), contact Bradley Devitt Haas & Watkins, P.C., for effective personal injury representation.

What Happens After An Uninsured Driver Causes You Harm?

An uninsured motorist claim typically results from a serious crash with a negligent driver who lacks sufficient insurance, fails to provide proper identification at the accident scene, or commits a hit and run. Your only option for getting your medical bills paid, your vehicle repaired and compensation for your pain and injuries could be a claim against your own auto insurance company. You may find that your own insurance company is not offering you a fair settlement, so you will need experienced legal representation in order to obtain fair compensation.

It may not be a simple matter of filing a claim with your insurance company and getting a fair settlement. Even if you are not pursuing a claim against the other driver's insurance company, you may need to sue him or her and obtain a judgment that proves he or she was at fault for your injuries. Once you have this judgment, your insurer will generally agree that you are entitled to your full claim, up to your policy's limits.

How We Can Help You

As your attorneys, we will work to get you a fair settlement or verdict in court, so that you can get the money you need to heal after your car accident. We understand that the situation can be complicated, so we will keep you up to date on your case so you always know what is going on. We will diligently fight for a positive result for you.

Call Us Today

To discuss your UM/UIM coverage dispute with a lawyer, contact our Golden office at 303-552-2615 or email us through this website. We serve all of Jefferson County, Colorado.