If people wish to legally operate a vehicle in Colorado, they must have both a valid driver’s license and adequate insurance in the event of an accident. However, in addition to general automobile insurance, people have the option of adding other types of protection that can provide additional support if they are ever involved in a serious car accident.
One of these protections is called Personal Injury Protection or PIP insurance. This particular type of insurance was created to reduce the impact that severe injuries and costly medical bills have on people who have been injured in an accident. Unlike other types of protection, PIP insurance covers not only the policyholder, but anyone else who may have been in the vehicle when it crashed.
PIP reduces the time that people spend waiting on insurance companies to agree over which party will be responsible for paying medical bills based on fault. If an injured person has PIP insurance, they are able to get immediate coverage as they begin paying their medical bills. PIP also can provide assistance in the form of funeral planning, lost wages and services to provide assistance with daily needs while a person is recovering and temporarily debilitated.
If people have been injured in a car accident and are suffering from their injuries, they may wish to work with an attorney in establishing fault and getting compensation. Dedicated legal professionals can provide some relief by conducting thorough research in an effort to create a case that is backed by evidence and fact.
Source: prweb.com, “How Important Is Personal Injury Protection Car Insurance for Drivers?,” Jul. 31, 2019